Products and Services

Insurance Products and Services

Bimas Insurance Product is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. We pool clients' risks to make payments more affordable for the insured.

Our insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or her property, or from liability for damage or injury caused to a third party.

Businesses require special types of insurance policies that insure against specific types of risks faced by a particular business. For example, a fast-food restaurant needs a policy that covers damage or injury that occurs as a result of cooking with a deep fryer. An auto dealer is not subject to this type of risk but does require coverage for damage or injury that could occur during test drives. Bimas offers all classes of insurances that is not limited to :-

This insurance covers third party, third party fire and comprehensive for private cars, Motor cycles, Tankers, Matatus and Taxis (PSV), Tuktuks, Pickups, own goods and general cortage, etc. It covers against accidental loss or damage to the moto vehicles/parts, theft and also against legal liability to third party injury/third party property damage resulting from the use of insured vehicle.

Fire and Special Perils Insurance covers against loss or damage to property resulting from fire and related perils such as flood, landslides, bush fire, lightening, explosions, riots/strikes, bursting of water tanks/pipes among others

This insurance covers hardware, retailers, NGO’s , Supermarkets, Hospitals, Schools/Colleges/Universities. It covers stock in trade, furniture/fitting machinery, etc. It covers against loss or damage caused by forcible/violent entry into the premises or through threats of force by burglars.

This insurance covers money for banks, microfinances, bank agents, supermarkets, hardware, petrol stations, etc. It covers loss or damage to money by theft or robbery while in premises of the insured, in hands of authorizes employee of the insured and while in transit from the insured ‘s premises to and from the bank. It covers the cost of repairing / replacing damaged safes/strong room.

This insurance covers building, contents, all risks, employee liability, public liability. It covers against loss or damage to residential buildings/homes, household goods/personal items caused by any form of damage including fire.

This insurance covers individuals, Saccos, Students, Families, Employees, Groups, Business people, etc. It covers against accidents which result to death/body injury, permanent disability, and temporary disability. It also caters for medical bills, artificial appliances and funeral expenses resulting from injury due to an accident.

We are innovating to make health care simpler, easier, and more convenient. BIMAS Medical insurance covers both in patient and out patient medical services. This is an affordable comprehensive medical cover. It is specifically designed for the micro clients and is targeted to individuals, families and groups

This insurance covers all breads of:- Cattle, Goats, Sheep, Pigs, Rabbits, Donkeys, Horses and Pourltry. It covers against death of insured livestock due to accidental death, as a result of floods, lightning, fire, snake bites, transit, risks, epidemics and diseases of terminal nature, injury, claving and pregnancy complications and forceful theft while in padlock

Contractors' all risks insurance is a non-standard insurance policy that provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects. Damage to property can include improper construction of structures, damage that happens during a renovation, and damage to temporary work erected on-site

This product offers comprehensive and adequate protection against loss or damage in respect of contract works, construction plant & equipment construction machinery and all third party claims. This policy is extremely useful for consulting engineers, architects and financiers.

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